TODO_TAGS_REVIEW
TODO_AP2_EXPORT_REVIEW

TRID APR Accuracy Verifier

TRID APR accuracy check per Reg Z §1026.22(a). Verifies disclosed APR against actual APR within 1/8 percentage point tolerance for regular transactions or 1/4 percentage point for irregular transactions. Returns verdict: accurate, accurate_overstated_ok, understated_violation, or overstated_violation. APR understatement is a TILA violation; overstatement within tolerance is not.

Tool URL: https://ainumbers.co/chaingraph/art-217-trid-apr-accuracy.html

post/v1/tools/verify_trid_apr_accuracy

Request

  • Base URL: https://ainumbers.co
  • URL: https://ainumbers.co/v1/tools/verify_trid_apr_accuracy
  • Auth: none declared

Request body

actual_apr_pctnumber

Percentage value

disclosed_apr_pctnumber

Percentage value

has_demand_featureboolean required
irregular_payment_amountsboolean required
irregular_payment_periodsboolean required
num_advancesnumber

Response

Successful tool execution result

abs_difference_pctnumber
actual_apr_pctnumber
difference_pctnumber
disclosed_apr_pctnumber
headroom_pctnumber
is_irregular_transactionboolean
notestring
regulatory_basisstring
tolerance_pctnumber
verdictstring
within_toleranceboolean

Changes

No recorded changes to this operation across all 1 revision of this API.