Embedded Insurance Pricing Modeller

Embedded-insurance unit economics for a platform attaching per-transaction coverage: per-transaction premium, monthly/annual gross written premium, net written premium after reinsurance cession, expected losses, commission and opex cost, underwriting profit, combined ratio, expense ratio, and breakeven loss ratio. Ports the calculation from tools/446-embedded-insurance-pricing-modeller.html into a provable kernel. Losses apply against net written premium while commission and opex apply against gross written premium -- the source tool's own simplification, ported as-is.

Tool URL: https://ainumbers.co/chaingraph/art-366-price-embedded-insurance.html

post/v1/tools/price_embedded_insurance

Request

Base URL: https://ainumbers.co
URL: https://ainumbers.co/v1/tools/price_embedded_insurance
Auth: none declared

Request body

attach_rate_pctnumber

Percentage value

commission_pctnumber

Percentage value

item_valuenumber

loss_ratio_pctnumber

Percentage value

monthly_txnumber

opex_pctnumber

Percentage value

premium_pctnumber

Percentage value

reins_pctnumber

Percentage value

Response

Successful tool execution result

annual_gwpinteger

breakeven_loss_ratio_pctnumber

combined_ratio_pctinteger

commission_costinteger

expected_lossesinteger

expense_ratio_pctinteger

monthly_gwpinteger

net_written_premiuminteger

notestring

opex_costinteger

per_tx_premiumnumber

underwriting_profitinteger

Changes

No recorded changes to this operation across all 1 revision of this API.