T191 · BNPL Disclosure Template Generator — AINumbers.co

Generate compliant BNPL checkout disclosure language for UK (FCA CONC 4 / PCCI), US (TILA/Reg Z), and EU (CCD2 SECCI). Export Markdown templates and Policy Mandate JSON disclosure manifest.

Tool URL: https://ainumbers.co/tools/191-bnpl-disclosure-template-generator.html AP2/Policy Mandate export: yes

post/v1/tools/bnpl_disclosure_template_generator

Request

  • Base URL: https://ainumbers.co
  • URL: https://ainumbers.co/v1/tools/bnpl_disclosure_template_generator
  • Auth: none declared

Request body

jurisdictionsstring[] required
lender_namestring

Legal entity name of the lender/creditor. Used in all disclosure documents.

product_namestring

BNPL product name (e.g. 'Pay in 4', 'Split Pay').

currency'GBP' | 'EUR' | 'USD'
purchase_amountnumber required

Total credit / purchase amount.

num_instalmentsinteger required

Number of repayment instalments.

first_payment_timing'immediate' | 'deferred'

Whether first payment is due at checkout or deferred.

defer_daysinteger

Days before first payment when first_payment_timing is 'deferred'.

payment_interval'2weeks' | 'monthly' | 'custom'
apr_pctnumber

Annual Percentage Rate as a percentage. 0 for interest-free BNPL.

late_feenumber

Late fee per missed payment in reporting currency. Optional.

fca_authorisation_numberstring

FCA authorisation number for UK disclosures. Inserts placeholder if blank.

Response

Successful tool execution result

ap2_mandateobject

Mandato de Política disclosure manifest with mandate_type: disclosure_template.

Changes

No recorded changes to this operation across all 1 revision of this API.