T187 · FCA BNPL / DPC Readiness Checker — AINumbers.co

Multi-jurisdiction BNPL compliance gap-analysis tool. Assess readiness against FCA DPC, EU CCD2, US CFPB Reg Z, and NY DFS obligations. Pass/Partial/Fail scoring with article citations and Policy Mandate JSON export.

Tool URL: https://ainumbers.co/tools/187-bnpl-fca-readiness-checker.html AP2/Policy Mandate export: yes

post/v1/tools/bnpl_fca_readiness_checker

Request

  • Base URL: https://ainumbers.co
  • URL: https://ainumbers.co/v1/tools/bnpl_fca_readiness_checker
  • Auth: none declared

Request body

jurisdictionsstring[] required

One or more regulatory regimes to assess. At least one required.

assessmentsobject required

Obligation assessments keyed by obligation_id. Value must be Pass, Partial, Fail, or NA. Unset obligations default to Fail (conservative scoring).

Response

Successful tool execution result

composite_scorenumber

Weighted compliance score 0–100 across all selected jurisdictions.

readiness_tier'Compliant' | 'Near-Compliant' | 'Partial' | 'Non-Compliant'

=80 Compliant, 60-79 Near-Compliant, 40-59 Partial, <40 Non-Compliant.

jurisdiction_scoresobject

Per-jurisdiction score, pass/partial/fail counts.

ap2_mandateobject

AP2-compatible JSON compliance mandate. See master rules Section 8 for full schema.

Changes

No recorded changes to this operation across all 1 revision of this API.