TODO_TAGS_REVIEW

ACA Affordability Safe-Harbor Calculator

Compute the ACA employer-mandate affordability percentage under each of the three IRC 4980H(a)(1)(B) safe harbors (W-2 wages, rate-of-pay, federal poverty line) against a supplied lowest-cost self-only monthly premium, using the version-pinned 2026 affordability threshold (9.96%, IRS Rev. Proc. 2025-25). Returns per-harbor affordability verdicts and which harbor(s) the offer satisfies. Root node of the aca-226j-response-composer chain. Not tax or legal advice -- calculation evidence only. Zero network, zero PII.

Tool URL: https://ainumbers.co/chaingraph/art-298-aca-affordability-safe-harbor.html AP2/Policy Mandate export: yes

post/v1/tools/compute_aca_affordability_safe_harbor

Request

  • Base URL: https://ainumbers.co
  • URL: https://ainumbers.co/v1/tools/compute_aca_affordability_safe_harbor
  • Auth: none declared

Request body

fpl_mainland_annualunknown required
hourly_rateunknown required
lowest_cost_self_only_monthly_premiumunknown required
tax_yearunknown required
w2_box1_wages_annualunknown required

Response

Successful tool execution result

affordability_pctnumber
errorstring
harbors_satisfiedstring[]
lowest_cost_self_only_monthly_premiuminteger
satisfies_any_harborboolean
tax_yearstring

Changes

No recorded changes to this operation across all 1 revision of this API.