TODO_TAGS_REVIEW
TODO_AP2_EXPORT_REVIEW

Build Adverse Action Notice

Assembles an adverse action notice skeleton from SHAP-ranked principal-factor codes (FICO reason codes 01-40, VantageScore VS001-VS015). Resolves codes to full human-readable text, orders sections per Reg B §1002.9, and appends the FCRA §615(a) credit score disclosure when a credit score was used in the decision. Exports a receipt artifact. Reg B 12 CFR §1002.9, CFPB Circulars 2022-03/2023-03, FCRA §615(a).

Tool URL: https://ainumbers.co/chaingraph/art-228-build-adverse-action-notice.html

post/v1/tools/build_adverse_action_notice

Request

  • Base URL: https://ainumbers.co
  • URL: https://ainumbers.co/v1/tools/build_adverse_action_notice
  • Auth: none declared

Request body

action_takenunknown required
applicant_name_placeholderunknown required
credit_bureau_addressunknown required
credit_bureau_nameunknown required
credit_bureau_phoneunknown required
credit_scorenumber
credit_score_sourceunknown required
credit_score_usedunknown required
creditor_nameunknown required
date_of_actionunknown required
factor_codesunknown required
reason_code_sourceunknown required
score_range_highnumber
score_range_lownumber

Response

Successful tool execution result

compliance_flags_raisedinteger
pii_notestring
regulatory_basisstring
table_sourcestring
table_versionstring

Changes

No recorded changes to this operation across all 1 revision of this API.