TODO_TAGS_REVIEW
TODO_AP2_EXPORT_REVIEW

VA Funding Fee and Residual Income

VA home loan funding fee (38 USC §3729) and residual income qualification. Funding fee table: first vs subsequent use, down-payment tiers (0%/5-9.99%/10%+), exemptions for service-connected disability/surviving spouse/Purple Heart. IRRRL: 0.50%. Residual income: VA Pamphlet 26-7 Ch.4 Tables 41A/41B by region (Northeast/Midwest/South/West) and family size; $80 per member above five. DTI benchmark: 41% (triggers residual income review when exceeded). Table versions: VA-FF-2025-01-01 (VA Circular 26-25-3); VA-PAMPHLET-26-7-CH4-2024.

Tool URL: https://ainumbers.co/chaingraph/art-225-va-funding-fee-residual.html

post/v1/tools/compute_va_funding_fee_residual

Request

  • Base URL: https://ainumbers.co
  • URL: https://ainumbers.co/v1/tools/compute_va_funding_fee_residual
  • Auth: none declared

Request body

base_loan_amountnumber
down_payment_pctnumber

Percentage value

dti_pctnumber

Percentage value

family_sizenumber
funding_fee_exemptboolean required
gross_monthly_incomenumber
loan_purposeunknown required
monthly_shelter_expensesnumber
stateunknown required
va_use_typeunknown required

Response

Successful tool execution result

pii_notestring
regulatory_basisstring
table_source_funding_feestring
table_source_residualstring
table_version_funding_feestring
table_version_residualstring

Changes

No recorded changes to this operation across all 1 revision of this API.