TODO_TAGS_REVIEW
TODO_AP2_EXPORT_REVIEW

Agency Eligibility Matrix

Fannie Mae DU and Freddie Mac LPA agency eligibility matrix. Checks DTI caps (DU/LPA: 50%; manual UW: 36% housing / 45% total), LTV/CLTV/HCLTV maximums by occupancy type (primary/second home/investment) and loan purpose (purchase/rate-term/cash-out), and multi-unit property constraints. Returns eligible_flag (ELIGIBLE or INELIGIBLE) and detailed per-check results. Table version: FNM-LPA-ELIGIBILITY-2026-01-01. Not compute_llpa_stack (LLPA pricing surcharges) or check_conforming_loan_limit (FHFA loan size limits).

Tool URL: https://ainumbers.co/chaingraph/art-222-agency-eligibility-matrix.html

post/v1/tools/check_agency_eligibility_matrix

Request

  • Base URL: https://ainumbers.co
  • URL: https://ainumbers.co/v1/tools/check_agency_eligibility_matrix
  • Auth: none declared

Request body

cltv_pctnumber required

Percentage value

dti_pctnumber

Percentage value

fico_scorenumber
hcltv_pctnumber required

Percentage value

housing_dti_pctnumber required

Percentage value

loan_purposeunknown required
ltv_pctnumber

Percentage value

occupancy_typeunknown required
property_typeunknown required
underwriting_typeunknown required
unitsnumber

Response

Successful tool execution result

eligibleboolean
eligible_flagstring
max_cltv_pctinteger
max_dti_pctinteger
max_hcltv_pctinteger
max_ltv_pctinteger
pii_notestring
regulatory_basisstring
table_sourcestring
table_versionstring
underwriting_typestring

Changes

No recorded changes to this operation across all 1 revision of this API.