TODO_TAGS_REVIEW
TODO_AP2_EXPORT_REVIEW

Pension Lump-Sum vs. Annuity Decision Engine

Compares a defined-benefit pension lump-sum offer against the single-life and joint-survivor annuity streams: present value at the stated discount rate with an optional labeled COLA assumption, survivor-option monthly cost, break-even discount rate, and undiscounted break-even age. Terminal node of the retirement-decumulation-decisions chain. Figures are user-supplied off the claimant's own election paperwork, no PII stored. NaN-safe. Zero network.

Tool URL: https://ainumbers.co/chaingraph/art-283-pension-lump-sum-vs-annuity-decision-engine.html

post/v1/tools/compare_pension_lump_sum_annuity

Request

  • Base URL: https://ainumbers.co
  • URL: https://ainumbers.co/v1/tools/compare_pension_lump_sum_annuity
  • Auth: none declared

Request body

electionunknown

Response

Successful tool execution result

annuityPVnumber
breakEvenAgeinteger
breakEvenRatenumber
colaAppliedboolean
lumpSuminteger
recommendationstring
reinvestmentRequiredReturnnumber
survivorOptionCostMonthlyinteger
survivorPctinteger

Changes

No recorded changes to this operation across all 1 revision of this API.