TODO_TAGS_REVIEW
TODO_AP2_EXPORT_REVIEW

Validate Adverse Action Notice

Validates an adverse action notice against Reg B §1002.9 completeness requirements: reason count (max 4), prohibited vague reason codes (CFPB Circulars 2022-03/2023-03), required content fields (creditor name, date, statement of rights), and FCRA §615(a) rights disclosure when a credit score was used. Outputs compliance_score (0-100), violation list, and a remediation checklist. Reg B 12 CFR §1002.9, ECOA 15 USC §1691, FCRA §615(a).

Tool URL: https://ainumbers.co/chaingraph/art-227-validate-adverse-action-notice.html

post/v1/tools/validate_adverse_action_notice

Request

  • Base URL: https://ainumbers.co
  • URL: https://ainumbers.co/v1/tools/validate_adverse_action_notice
  • Auth: none declared

Request body

action_takenunknown required
credit_score_usedunknown required
notice_includes_action_takenunknown required
notice_includes_credit_bureau_infounknown required
notice_includes_creditor_nameunknown required
notice_includes_dateunknown required
notice_includes_dispute_rightunknown required
notice_includes_fcra_rightsunknown required
notice_includes_right_to_copyunknown required
reason_code_sourceunknown required
reasonsunknown required

Response

Successful tool execution result

action_takenstring
compliance_scoreinteger
compliantboolean
credit_score_usedboolean
fcra_requiredboolean
fcra_violationsinteger
pii_notestring
reason_countinteger
reason_count_validboolean
regulatory_basisstring
table_sourcestring
table_versionstring
violation_countinteger
warning_countinteger

Changes

No recorded changes to this operation across all 1 revision of this API.