TODO_TAGS_REVIEW
TODO_AP2_EXPORT_REVIEW

NAIC RBC Action Level Calculator

Computes NAIC Risk-Based Capital (RBC) action level classification for US P&C, life, and health insurers. RBC ratio = TAC / ACL * 100%. Action levels: NO_ACTION (>=200%), COMPANY_ACTION (150-200%), REGULATORY_ACTION (100-150%), AUTHORIZED_CONTROL (70-100%), MANDATORY_CONTROL (<70%). Also runs the NAIC trend test (10+ ppt decline two consecutive years with ratio <250%) when prior-year data supplied. Applies NAIC RBC Model Laws #312 (life), #315 (P&C), #315H (health). Use in insurer-rbc-action-level chain (gated on NO_ACTION). ZERO PII: capital totals only.

Tool URL: https://ainumbers.co/chaingraph/art-254-compute-rbc-action-level.html

post/v1/tools/compute_rbc_action_level

Request

  • Base URL: https://ainumbers.co
  • URL: https://ainumbers.co/v1/tools/compute_rbc_action_level
  • Auth: none declared

Request body

authorized_control_levelunknown required
insurer_typeunknown required
prior_year_rbc_ratiounknown required
total_adjusted_capitalunknown required
two_year_rbc_ratiounknown required

Response

Successful tool execution result

action_level_codestring
action_level_descriptionstring
action_level_labelstring
authorized_control_levelinteger
headroom_to_next_level_pctinteger
insurer_typestring
not_legal_advicestring
pii_notestring
prior_year_rbc_ratiostring
rbc_ratio_pctinteger
regulatory_basisstring
table_sourcestring
table_versionstring
threshold_breached_pctstring
total_adjusted_capitalinteger
trend_test_applicableboolean
trend_test_triggeredboolean
two_year_rbc_ratiostring

Changes

No recorded changes to this operation across all 1 revision of this API.