Company default-risk score (transparent scorecard + BODACC override)
Credit risk scoring for a French company: a default-risk score (0-100) at ~12 months from a transparent scorecard — filed financial ratios (structure, profitability, liquidity, net cash, debt service, trend), company age, and a hard BODACC override (open insolvency/liquidation, or closure for insufficiency of assets). Returns the score, a qualitative band, every component with its threshold, and a confidence level. Decision-support indicator — NOT a solvency opinion or credit rating.
Request
- Base URL: https://api.sirenic.eu
- URL: https://api.sirenic.eu/v1/score/defaillance/{siren}
- Auth: one of:
- none
- API key in header X-Api-Key
- HTTP bearer
Path parameters
9-digit SIREN (Luhn-validated)
Response
score_risque (0-100 points, not a probability), classe, risque_12m, composantes (value, threshold, points), signaux_bodacc, exercice_reference, confiance, version_modele, couverture_axes, echelle.backtest (dated backtest on French defaults: AUC, defaults per band with confidence intervals, detection at 25 and 50; observed rates), ratios_informatifs (net cash even at zero points; dettes_fiscales_sociales_sur_va_pourcent never scored), tresorerie_muette, note_tresorerie, note_classe, contentieux_informatif (inert axis), data_freshness. Overrides: BODACC, ceased (risque_12m sans objet), no ratio (never sain). Lists: GET /v1/lecture.
Changes
No recorded changes to this operation across all 1 revision of this API.