Business-health risk read-out (FR + EN, closed grid, official data only)

Risk read-out from official data: synthese (resume FR + resume_en, strengths, warning signs, missing data, verdict, activity trend, confidence level), grille (the reconciled evaluation grid, machine-readable codes) and divergences_modele (where deterministic guards overruled the model). A model only picks values from closed lists: no free text, no name and no figure of its own. Thin files (no annual accounts: non-profits, sole traders, companies under a year old, ceased companies; half of a random sample) return verdict: "non_concluant", most grid fields non_evaluable; the prose says no accounts are available and whether that is normal at this age; a ceased company carries the entreprise_administrativement_fermee warning. Includes model, prompt version and cache status. Cached 7 days.