PLplaid
plaid

Retrieve a user's transfer limits

Changed on

Retrieve the user's current Guaranteed ACH per-transaction limit and configured daily, weekly, and monthly ceilings. Amounts are returned as decimal strings in dollars with two decimal places and an ISO currency code. Access to this endpoint must be enabled for your client.

post/user/transfer/limits/get

Request

Request body

client_idstring

Your Plaid API client_id. The client_id is required and may be provided either in the PLAID-CLIENT-ID header or as part of a request body.

secretstring

Your Plaid API secret. The secret is required and may be provided either in the PLAID-SECRET header or as part of a request body.

user_idstring required

A unique user identifier, created by /user/create. Integrations that began using /user/create after December 10, 2025 use this field to identify a user instead of the user_token. For more details, see New User APIs.

Response

OK

request_idstring required

A unique identifier for the request, which can be used for troubleshooting. This identifier, like all Plaid identifiers, is case sensitive.

Example response

{
  "guarantee_limits": {
    "transaction_limit": {
      "value": "150.25",
      "iso_currency_code": "USD"
    },
    "daily_limit": {
      "value": "150.25",
      "iso_currency_code": "USD"
    },
    "weekly_limit": {
      "value": "150.25",
      "iso_currency_code": "USD"
    },
    "monthly_limit": {
      "value": "150.25",
      "iso_currency_code": "USD"
    }
  }
}

Changes