plaid

Obtain user insights based on transactions sent through /transactions/enrich

The /beta/transactions/user_insights/v1/get gets user insights for clients who have enriched data with /transactions/enrich.

The product is currently in beta.

post/beta/transactions/user_insights/v1/get

Request body

client_idstring

Your Plaid API client_id. The client_id is required and may be provided either in the PLAID-CLIENT-ID header or as part of a request body.

secretstring

Your Plaid API secret. The secret is required and may be provided either in the PLAID-SECRET header or as part of a request body.

client_user_idstring required

A unique client-provided client_user_id to retrieve insights for.

Response

Changes

Changed in 10 of the 53 revisions of this API.2815

Jul 22, 2026a1bbca01816013See the full diff
- ●
  added the new ASSETS_ERROR enum value to the response property for the response status
  response-property-enum-value-added
- ●
  added the new CRA_MONITORING_ERROR enum value to the response property for the response status
  response-property-enum-value-added
- ●
  added the new CREDIT_PROFILE_REPORT_ERROR enum value to the response property for the response status
  response-property-enum-value-added
- ●
  added the new ENCOMPASS_ERROR enum value to the response property for the response status
  response-property-enum-value-added
- ●
  added the new ENRICH_ERROR enum value to the response property for the response status
  response-property-enum-value-added
- ●
  added the new FRAUD_INSIGHTS_ERROR enum value to the response property for the response status
  response-property-enum-value-added
- ●
  added the new FREDDIE_MAC_ERROR enum value to the response property for the response status
  response-property-enum-value-added
- ●
  added the new LINK_DELIVERY_ERROR enum value to the response property for the response status
  response-property-enum-value-added
- ●
  added the new PROFILE_ERROR enum value to the response property for the response status
  response-property-enum-value-added
- ●
  added the new RECURRING_TRANSACTIONS_ERROR enum value to the response property for the response status
  response-property-enum-value-added
- ●
  added the new STATEMENTS_ERROR enum value to the response property for the response status
  response-property-enum-value-added
- ●
  added the new TRANSFER_RECURRING_ERROR enum value to the response property for the response status
  response-property-enum-value-added
- ●
  added the new TRANSFER_REFUND_ERROR enum value to the response property for the response status
  response-property-enum-value-added
This revision also has 3 changes that name no endpoint, such as unreferenced schemas being removed. See the revision's changelog
Jun 25, 202680d23bfdc2e51See the full diff
- ●
  added the new IDEMPOTENCY_ERROR enum value to the response property for the response status
  response-property-enum-value-added
Jun 10, 2026fb8c3f188d8b1See the full diff
- ●
  added the new BASE_REPORT_ERROR enum value to the response property for the response status
  response-property-enum-value-added
This revision also has 8 changes that name no endpoint, such as unreferenced schemas being removed. See the revision's changelog
Dec 11, 2025465584b48c992See the full diff
- ○
  added the optional property to the response with the status
  response-optional-property-added
- ○
  added the optional property to the response with the status
  response-optional-property-added
This revision also has 4 changes that name no endpoint, such as unreferenced schemas being removed. See the revision's changelog
Nov 19, 20254abee1c569291See the full diff
- ○
  removed the IDENTITY_ERROR enum value from the response property for the response status
  response-property-enum-value-removed
Nov 12, 2025f8b9f1a857672See the full diff
- ●
  added the new IDENTITY_ERROR enum value to the response property for the response status
  response-property-enum-value-added
- ●
  added the new USER_ERROR enum value to the response property for the response status
  response-property-enum-value-added
This revision also has 4 changes that name no endpoint, such as unreferenced schemas being removed. See the revision's changelog
Oct 22, 2025af4b6e71d87f1See the full diff
- ●
  added the new SIGNAL_ERROR enum value to the response property for the response status
  response-property-enum-value-added
Mar 26, 202509cbc84449132See the full diff
- ●
  added the new CHECK_REPORT_ERROR enum value to the response property for the response status
  response-property-enum-value-added
- ●
  added the new CONSUMER_REPORT_ERROR enum value to the response property for the response status
  response-property-enum-value-added
This revision also has 6 changes that name no endpoint, such as unreferenced schemas being removed. See the revision's changelog
Sep 4, 2024a2c34406c31751See the full diff
- ●
  added the new PARTNER_ERROR enum value to the response property for the response status
  response-property-enum-value-added
- ●
  added the new SANDBOX_ERROR enum value to the response property for the response status
  response-property-enum-value-added
- ●
  added the new TRANSACTIONS_ERROR enum value to the response property for the response status
  response-property-enum-value-added
- ●
  added the new TRANSACTION_ERROR enum value to the response property for the response status
  response-property-enum-value-added
- ●
  added the new TRANSFER_ERROR enum value to the response property for the response status
  response-property-enum-value-added
- ○
  added the optional property to the response with the status
  response-optional-property-added
This revision also has 9 changes that name no endpoint, such as unreferenced schemas being removed. See the revision's changelog
Feb 21, 20245de70cc1e6ca311See the full diff
- ●
  removed the optional property from the response with the status
  response-optional-property-removed
- ●
  removed the optional property from the response with the status
  response-optional-property-removed
- ●
  removed the optional property from the response with the status
  response-optional-property-removed
- ○
  removed the BASE_REPORT_ERROR enum value from the response property for the response status
  response-property-enum-value-removed
- ○
  removed the CHECK_REPORT_ERROR enum value from the response property for the response status
  response-property-enum-value-removed
- ○
  removed the CONSUMER_REPORT_ERROR enum value from the response property for the response status
  response-property-enum-value-removed
- ○
  removed the IDEMPOTENCY_ERROR enum value from the response property for the response status
  response-property-enum-value-removed
- ○
  removed the PARTNER_ERROR enum value from the response property for the response status
  response-property-enum-value-removed
- ○
  removed the SANDBOX_ERROR enum value from the response property for the response status
  response-property-enum-value-removed
- ○
  removed the SIGNAL_ERROR enum value from the response property for the response status
  response-property-enum-value-removed
- ○
  removed the TRANSACTIONS_ERROR enum value from the response property for the response status
  response-property-enum-value-removed
- ○
  removed the TRANSACTION_ERROR enum value from the response property for the response status
  response-property-enum-value-removed
- ○
  removed the TRANSFER_ERROR enum value from the response property for the response status
  response-property-enum-value-removed
- ○
  removed the USER_ERROR enum value from the response property for the response status
  response-property-enum-value-removed
This revision also has 699 changes that name no endpoint, such as unreferenced schemas being removed. See the revision's changelog

Full history