plaid

Refresh transaction data

Changed on

/processor/transactions/refresh is an optional endpoint for users of the Transactions product. It initiates an on-demand extraction to fetch the newest transactions for a processor token. This on-demand extraction takes place in addition to the periodic extractions that automatically occur one or more times per day for any Transactions-enabled processor token. If changes to transactions are discovered after calling /processor/transactions/refresh, Plaid will fire a webhook: for /processor/transactions/sync users, SYNC_UPDATES_AVAILABLE will be fired if there are any transactions updated, added, or removed. For users of both /processor/transactions/sync and /processor/transactions/get, TRANSACTIONS_REMOVED will be fired if any removed transactions are detected, and DEFAULT_UPDATE will be fired if any new transactions are detected. New transactions can be fetched by calling /processor/transactions/get or /processor/transactions/sync. Note that the /processor/transactions/refresh endpoint is not supported for Capital One (ins_128026) non-depository accounts and will result in a PRODUCTS_NOT_SUPPORTED error if called on an Item that contains only non-depository accounts from that institution.

As this endpoint triggers a synchronous request for fresh data, latency may be higher than for other Plaid endpoints (typically less than 10 seconds, but occasionally up to 30 seconds or more); if you encounter errors, you may find it necessary to adjust your timeout period when making requests.

/processor/transactions/refresh is offered as an add-on to Transactions and has a separate fee model. To request access to this endpoint, submit a product access request or contact your Plaid account manager.

post/processor/transactions/refresh

Request

  • Base URL
    https://production.plaid.com
  • URL
    https://production.plaid.com/processor/transactions/refresh
  • Auth
    API key in header PLAID-CLIENT-ID and API key in header PLAID-SECRET and API key in header Plaid-Version

Request body

client_idstring

Your Plaid API client_id. The client_id is required and may be provided either in the PLAID-CLIENT-ID header or as part of a request body.

processor_tokenstring required

The processor token obtained from the Plaid integration partner. Processor tokens are in the format: processor-<environment>-<identifier>

secretstring

Your Plaid API secret. The secret is required and may be provided either in the PLAID-SECRET header or as part of a request body.

Response

OK

request_idstring required

A unique identifier for the request, which can be used for troubleshooting. This identifier, like all Plaid identifiers, is case sensitive.

Changes

    • warning

      added the new CRA_PARTNER_INSIGHTS_ERROR enum value to the response property for the response status

    • warning

      added the new CRA_REPORT_ERROR enum value to the response property for the response status

    • warning

      added the new ASSETS_ERROR enum value to the response property for the response status

    • warning

      added the new CRA_MONITORING_ERROR enum value to the response property for the response status

    • warning

      added the new CREDIT_PROFILE_REPORT_ERROR enum value to the response property for the response status

    • warning

      added the new ENCOMPASS_ERROR enum value to the response property for the response status

    • warning

      added the new ENRICH_ERROR enum value to the response property for the response status

    • warning

      added the new FRAUD_INSIGHTS_ERROR enum value to the response property for the response status

    • warning

      added the new FREDDIE_MAC_ERROR enum value to the response property for the response status

    • warning

      added the new LINK_DELIVERY_ERROR enum value to the response property for the response status

    • warning

      added the new PROFILE_ERROR enum value to the response property for the response status

    • warning

      added the new RECURRING_TRANSACTIONS_ERROR enum value to the response property for the response status

    • warning

      added the new STATEMENTS_ERROR enum value to the response property for the response status

    • warning

      added the new TRANSFER_RECURRING_ERROR enum value to the response property for the response status

    • warning

      added the new TRANSFER_REFUND_ERROR enum value to the response property for the response status