plaid

Retrieve network attributes for the user

This endpoint allows you to retrieve the Network Insights report for your user. You should call this endpoint after you've received a CHECK_REPORT_READY or a USER_CHECK_REPORT_READY webhook, either after the Link session for the user or after calling /cra/check_report/create. If the most recent consumer report for the user doesn't have sufficient data to generate the report, or the consumer report has expired, you will receive an error indicating that you should create a new consumer report by calling /cra/check_report/create.

post/cra/check_report/network_insights/get

Request body

client_idstring

Your Plaid API client_id. The client_id is required and may be provided either in the PLAID-CLIENT-ID header or as part of a request body.

secretstring

Your Plaid API secret. The secret is required and may be provided either in the PLAID-SECRET header or as part of a request body.

user_idstring

A unique user identifier, created by /user/create. Integrations that began using /user/create after December 10, 2025 use this field to identify a user instead of the user_token. For more details, see New User APIs.

third_party_user_tokenstring

The third-party user token associated with the requested User data.

user_tokenstring

The user token associated with the user for which data is being requested. This field is used only by customers with pre-existing integrations that already use the user_token field. All other customers should use the user_id instead. For more details, see New User APIs.

Response

request_idstring required

A unique identifier for the request, which can be used for troubleshooting. This identifier, like all Plaid identifiers, is case sensitive.

Changes

Changed in 15 of the 53 revisions of this API.34619

Aug 17, 2026e536704a333f2See the full diff
- ○
  the security scope cra:read was added to the endpoint's security scheme oauth2
  api-security-scope-added
- ○
  the security scope cra:report:read was removed from the endpoint's security scheme oauth2
  api-security-scope-removed
This revision also has 1 change that name no endpoint, such as unreferenced schemas being removed. See the revision's changelog
Jul 22, 2026a1bbca018160263See the full diff
- ●
  added the new ASSETS_ERROR enum value to the response property for the response status
  response-property-enum-value-added
- ●
  added the new ASSETS_ERROR enum value to the //// response property for the response status
  response-property-enum-value-added
- ●
  added the new CRA_MONITORING_ERROR enum value to the response property for the response status
  response-property-enum-value-added
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  added the new CRA_MONITORING_ERROR enum value to the //// response property for the response status
  response-property-enum-value-added
- ●
  added the new CREDIT_PROFILE_REPORT_ERROR enum value to the response property for the response status
  response-property-enum-value-added
- ●
  added the new CREDIT_PROFILE_REPORT_ERROR enum value to the //// response property for the response status
  response-property-enum-value-added
- ●
  added the new ENCOMPASS_ERROR enum value to the response property for the response status
  response-property-enum-value-added
- ●
  added the new ENCOMPASS_ERROR enum value to the //// response property for the response status
  response-property-enum-value-added
- ●
  added the new ENRICH_ERROR enum value to the response property for the response status
  response-property-enum-value-added
- ●
  added the new ENRICH_ERROR enum value to the //// response property for the response status
  response-property-enum-value-added
- ●
  added the new FRAUD_INSIGHTS_ERROR enum value to the response property for the response status
  response-property-enum-value-added
- ●
  added the new FRAUD_INSIGHTS_ERROR enum value to the //// response property for the response status
  response-property-enum-value-added
- ●
  added the new FREDDIE_MAC_ERROR enum value to the response property for the response status
  response-property-enum-value-added
- ●
  added the new FREDDIE_MAC_ERROR enum value to the //// response property for the response status
  response-property-enum-value-added
- ●
  added the new LINK_DELIVERY_ERROR enum value to the response property for the response status
  response-property-enum-value-added
- ●
  added the new LINK_DELIVERY_ERROR enum value to the //// response property for the response status
  response-property-enum-value-added
- ●
  added the new PROFILE_ERROR enum value to the response property for the response status
  response-property-enum-value-added
- ●
  added the new PROFILE_ERROR enum value to the //// response property for the response status
  response-property-enum-value-added
- ●
  added the new RECURRING_TRANSACTIONS_ERROR enum value to the response property for the response status
  response-property-enum-value-added
- ●
  added the new RECURRING_TRANSACTIONS_ERROR enum value to the //// response property for the response status
  response-property-enum-value-added
- ●
  added the new STATEMENTS_ERROR enum value to the response property for the response status
  response-property-enum-value-added
- ●
  added the new STATEMENTS_ERROR enum value to the //// response property for the response status
  response-property-enum-value-added
- ●
  added the new TRANSFER_RECURRING_ERROR enum value to the response property for the response status
  response-property-enum-value-added
- ●
  added the new TRANSFER_RECURRING_ERROR enum value to the //// response property for the response status
  response-property-enum-value-added
- ●
  added the new TRANSFER_REFUND_ERROR enum value to the response property for the response status
  response-property-enum-value-added
- ●
  added the new TRANSFER_REFUND_ERROR enum value to the //// response property for the response status
  response-property-enum-value-added
- ○
  the endpoint scheme security clientId AND secret AND plaidVersion was added to the API
  api-security-added
- ○
  the endpoint scheme security oauth2 was added to the API
  api-security-added
- ○
  request property deprecated
  request-property-deprecated
This revision also has 3 changes that name no endpoint, such as unreferenced schemas being removed. See the revision's changelog
Jun 25, 202680d23bfdc2e52See the full diff
- ●
  added the new IDEMPOTENCY_ERROR enum value to the response property for the response status
  response-property-enum-value-added
- ●
  added the new IDEMPOTENCY_ERROR enum value to the //// response property for the response status
  response-property-enum-value-added
Jun 10, 2026fb8c3f188d8b2See the full diff
- ●
  added the new BASE_REPORT_ERROR enum value to the response property for the response status
  response-property-enum-value-added
- ●
  added the new BASE_REPORT_ERROR enum value to the //// response property for the response status
  response-property-enum-value-added
This revision also has 8 changes that name no endpoint, such as unreferenced schemas being removed. See the revision's changelog
Dec 11, 2025465584b48c99114See the full diff
- ▲
  the request property type changed from no type to string
  request-property-type-changed
- ●
  removed from the request property allOf list
  request-property-all-of-removed
- ○
  added the optional property to the response with the status
  response-optional-property-added
- ○
  added the optional property to the response with the status
  response-optional-property-added
- ○
  added the optional property //// to the response with the status
  response-optional-property-added
- ○
  added the optional property //// to the response with the status
  response-optional-property-added
This revision also has 4 changes that name no endpoint, such as unreferenced schemas being removed. See the revision's changelog
Nov 19, 20254abee1c5692912See the full diff
- ●
  removed subschema #2 from the request property allOf list
  request-property-all-of-removed
- ○
  removed the IDENTITY_ERROR enum value from the response property for the response status
  response-property-enum-value-removed
- ○
  removed the IDENTITY_ERROR enum value from the //// response property for the response status
  response-property-enum-value-removed
Nov 12, 2025f8b9f1a857674See the full diff
- ●
  added the new IDENTITY_ERROR enum value to the response property for the response status
  response-property-enum-value-added
- ●
  added the new IDENTITY_ERROR enum value to the //// response property for the response status
  response-property-enum-value-added
- ●
  added the new USER_ERROR enum value to the response property for the response status
  response-property-enum-value-added
- ●
  added the new USER_ERROR enum value to the //// response property for the response status
  response-property-enum-value-added
This revision also has 4 changes that name no endpoint, such as unreferenced schemas being removed. See the revision's changelog
Oct 22, 2025af4b6e71d87f21See the full diff
- ●
  added the new SIGNAL_ERROR enum value to the response property for the response status
  response-property-enum-value-added
- ●
  added the new SIGNAL_ERROR enum value to the //// response property for the response status
  response-property-enum-value-added
- ○
  added the new optional request property
  new-optional-request-property
Oct 2, 202583dc2757b74e11See the full diff
- ▲
  added subschema #2 to the request property allOf list
  request-property-all-of-added
- ●
  removed subschema #2 subschema #3 from the request property allOf list
  request-property-all-of-removed
This revision also has 6 changes that name no endpoint, such as unreferenced schemas being removed. See the revision's changelog
Sep 2, 2025af95b7b9aa931See the full diff
- ○
  added the new optional request property
  new-optional-request-property

Full history (15 revisions)