plaid

Retrieve information from the bank accounts used for income verification

Changed on

/credit/bank_income/get returns the bank income report(s) for a specified user. A single report corresponds to all institutions linked in a single Link session. To include multiple institutions in a single report, use Multi-Item Link. To return older reports, use the options.count field.

post/credit/bank_income/get

Request

  • Base URL
    https://production.plaid.com
  • URL
    https://production.plaid.com/credit/bank_income/get
  • Auth
    API key in header PLAID-CLIENT-ID and API key in header PLAID-SECRET and API key in header Plaid-Version

Request body

client_idstring

Your Plaid API client_id. The client_id is required and may be provided either in the PLAID-CLIENT-ID header or as part of a request body.

secretstring

Your Plaid API secret. The secret is required and may be provided either in the PLAID-SECRET header or as part of a request body.

user_tokenstring

The user token associated with the user for which data is being requested. This field is used only by customers with pre-existing integrations that already use the user_token field. All other customers should use the user_id instead. For more details, see New User APIs.

user_idstring

A unique user identifier, created by /user/create. Integrations that began using /user/create after December 10, 2025 use this field to identify a user instead of the user_token. For more details, see New User APIs.

Response

OK

request_idstring required

A unique identifier for the request, which can be used for troubleshooting. This identifier, like all Plaid identifiers, is case sensitive.

Changes

  • ea443cd78f6fRevision changes
    • warning

      added the new CRA_PARTNER_INSIGHTS_ERROR enum value to the response property for the response status

    • warning

      added the new CRA_REPORT_ERROR enum value to the response property for the response status

  • e07a869352e8Revision changes
    • breaking

      the response property /////////// became nullable for the status