plaid

Refresh a user's bank income information

Changed on

/credit/bank_income/refresh is deprecated. The backend implementation was removed (returns an Unimplemented error at runtime), and the endpoint is no longer part of the documented API surface. To refresh Bank Income data for an existing user, send the user through Link's update mode so they can confirm their income sources. For a fully backend refresh, migrate to CRA Income Insights and call /cra/check_report/create.

post/credit/bank_income/refresh

Request

  • Base URL
    https://production.plaid.com
  • URL
    https://production.plaid.com/credit/bank_income/refresh
  • Auth
    API key in header PLAID-CLIENT-ID and API key in header PLAID-SECRET and API key in header Plaid-Version

Request body

client_idstring

Your Plaid API client_id. The client_id is required and may be provided either in the PLAID-CLIENT-ID header or as part of a request body.

secretstring

Your Plaid API secret. The secret is required and may be provided either in the PLAID-SECRET header or as part of a request body.

user_tokenstring required

The user token associated with the user for which data is being requested. This field is used only by customers with pre-existing integrations that already use the user_token field. All other customers should use the user_id instead. For more details, see New User APIs.

user_idstring

A unique user identifier, created by /user/create. Integrations that began using /user/create after December 10, 2025 use this field to identify a user instead of the user_token. For more details, see New User APIs.

Response

OK

request_idstring required

A unique identifier for the request, which can be used for troubleshooting. This identifier, like all Plaid identifiers, is case sensitive.

Changes

  • ea443cd78f6fRevision changes
    • warning

      added the new CRA_PARTNER_INSIGHTS_ERROR enum value to the response property for the response status

    • warning

      added the new CRA_REPORT_ERROR enum value to the response property for the response status

  • a1bbca018160Revision changes
    • warning

      added the new ASSETS_ERROR enum value to the response property for the response status

    • warning

      added the new CRA_MONITORING_ERROR enum value to the response property for the response status

    • warning

      added the new CREDIT_PROFILE_REPORT_ERROR enum value to the response property for the response status

    • warning

      added the new ENCOMPASS_ERROR enum value to the response property for the response status

    • warning

      added the new ENRICH_ERROR enum value to the response property for the response status

    • warning

      added the new FRAUD_INSIGHTS_ERROR enum value to the response property for the response status

    • warning

      added the new FREDDIE_MAC_ERROR enum value to the response property for the response status

    • warning

      added the new LINK_DELIVERY_ERROR enum value to the response property for the response status

    • warning

      added the new PROFILE_ERROR enum value to the response property for the response status

    • warning

      added the new RECURRING_TRANSACTIONS_ERROR enum value to the response property for the response status

    • warning

      added the new STATEMENTS_ERROR enum value to the response property for the response status

    • warning

      added the new TRANSFER_RECURRING_ERROR enum value to the response property for the response status

    • warning

      added the new TRANSFER_REFUND_ERROR enum value to the response property for the response status