plaid

(Deprecated) Migrate account into Bank Transfers

As an alternative to adding Items via Link, you can also use the /bank_transfer/migrate_account endpoint to migrate known account and routing numbers to Plaid Items. Note that Items created in this way are not compatible with endpoints for other products, such as /accounts/balance/get, and can only be used with Bank Transfer endpoints. If you require access to other endpoints, create the Item through Link instead. Access to /bank_transfer/migrate_account is not enabled by default; to obtain access, contact your Plaid account manager.

post/bank_transfer/migrate_account

Request body

client_idstring

Your Plaid API client_id. The client_id is required and may be provided either in the PLAID-CLIENT-ID header or as part of a request body.

secretstring

Your Plaid API secret. The secret is required and may be provided either in the PLAID-SECRET header or as part of a request body.

account_numberstring required

The user's account number.

routing_numberstring required

The user's routing number.

wire_routing_numberstring

The user's wire transfer routing number. This is the ABA number; for some institutions, this may differ from the ACH number used in routing_number.

account_typestring required

The type of the bank account (checking or savings).

Response

access_tokenstring required

The Plaid access_token for the newly created Item.

account_idstring required

The Plaid account_id for the newly created Item.

request_idstring required

A unique identifier for the request, which can be used for troubleshooting. This identifier, like all Plaid identifiers, is case sensitive.

Changes

Changed in 11 of the 52 revisions of this API.2816

Jul 22, 202694406d9a4d271See the full diff
- ○
  endpoint deprecated
  endpoint-deprecated
Jul 22, 2026a1bbca01816013See the full diff
- ●
  added the new ASSETS_ERROR enum value to the error_type response property for the response status default
  response-property-enum-value-added
- ●
  added the new CRA_MONITORING_ERROR enum value to the error_type response property for the response status default
  response-property-enum-value-added
- ●
  added the new CREDIT_PROFILE_REPORT_ERROR enum value to the error_type response property for the response status default
  response-property-enum-value-added
- ●
  added the new ENCOMPASS_ERROR enum value to the error_type response property for the response status default
  response-property-enum-value-added
- ●
  added the new ENRICH_ERROR enum value to the error_type response property for the response status default
  response-property-enum-value-added
- ●
  added the new FRAUD_INSIGHTS_ERROR enum value to the error_type response property for the response status default
  response-property-enum-value-added
- ●
  added the new FREDDIE_MAC_ERROR enum value to the error_type response property for the response status default
  response-property-enum-value-added
- ●
  added the new LINK_DELIVERY_ERROR enum value to the error_type response property for the response status default
  response-property-enum-value-added
- ●
  added the new PROFILE_ERROR enum value to the error_type response property for the response status default
  response-property-enum-value-added
- ●
  added the new RECURRING_TRANSACTIONS_ERROR enum value to the error_type response property for the response status default
  response-property-enum-value-added
- ●
  added the new STATEMENTS_ERROR enum value to the error_type response property for the response status default
  response-property-enum-value-added
- ●
  added the new TRANSFER_RECURRING_ERROR enum value to the error_type response property for the response status default
  response-property-enum-value-added
- ●
  added the new TRANSFER_REFUND_ERROR enum value to the error_type response property for the response status default
  response-property-enum-value-added
This revision also has 3 changes that name no endpoint, such as unreferenced schemas being removed. See the revision's changelog
Jun 25, 202680d23bfdc2e51See the full diff
- ●
  added the new IDEMPOTENCY_ERROR enum value to the error_type response property for the response status default
  response-property-enum-value-added
Jun 10, 2026fb8c3f188d8b1See the full diff
- ●
  added the new BASE_REPORT_ERROR enum value to the error_type response property for the response status default
  response-property-enum-value-added
This revision also has 8 changes that name no endpoint, such as unreferenced schemas being removed. See the revision's changelog
Dec 11, 2025465584b48c992See the full diff
- ○
  added the optional property provided_account_subtypes to the response with the default status
  response-optional-property-added
- ○
  added the optional property required_account_subtypes to the response with the default status
  response-optional-property-added
This revision also has 4 changes that name no endpoint, such as unreferenced schemas being removed. See the revision's changelog
Nov 19, 20254abee1c569291See the full diff
- ○
  removed the IDENTITY_ERROR enum value from the error_type response property for the response status default
  response-property-enum-value-removed
Nov 12, 2025f8b9f1a857672See the full diff
- ●
  added the new IDENTITY_ERROR enum value to the error_type response property for the response status default
  response-property-enum-value-added
- ●
  added the new USER_ERROR enum value to the error_type response property for the response status default
  response-property-enum-value-added
This revision also has 4 changes that name no endpoint, such as unreferenced schemas being removed. See the revision's changelog
Oct 22, 2025af4b6e71d87f1See the full diff
- ●
  added the new SIGNAL_ERROR enum value to the error_type response property for the response status default
  response-property-enum-value-added
Mar 26, 202509cbc84449132See the full diff
- ●
  added the new CHECK_REPORT_ERROR enum value to the error_type response property for the response status default
  response-property-enum-value-added
- ●
  added the new CONSUMER_REPORT_ERROR enum value to the error_type response property for the response status default
  response-property-enum-value-added
This revision also has 6 changes that name no endpoint, such as unreferenced schemas being removed. See the revision's changelog
Sep 4, 2024a2c34406c31751See the full diff
- ●
  added the new PARTNER_ERROR enum value to the error_type response property for the response status default
  response-property-enum-value-added
- ●
  added the new SANDBOX_ERROR enum value to the error_type response property for the response status default
  response-property-enum-value-added
- ●
  added the new TRANSACTIONS_ERROR enum value to the error_type response property for the response status default
  response-property-enum-value-added
- ●
  added the new TRANSACTION_ERROR enum value to the error_type response property for the response status default
  response-property-enum-value-added
- ●
  added the new TRANSFER_ERROR enum value to the error_type response property for the response status default
  response-property-enum-value-added
- ○
  added the optional property error_code_reason to the response with the default status
  response-optional-property-added
This revision also has 9 changes that name no endpoint, such as unreferenced schemas being removed. See the revision's changelog

Full history (11 revisions)