Estimate annual umbrella insurance cost by limit and risk profile.

Returns annual umbrella price bands for common coverage limits using ZIP-level eligibility and simple household risk counts. Use this before a full delegated umbrella quote when the user only needs directional pricing.

post/api/agent/calculators/umbrella

Request

  • Base URL: https://api.coveragecat.com
  • URL: https://api.coveragecat.com/api/agent/calculators/umbrella
  • Auth: HTTP bearer

Headers

Coverage-Cat-API-Version'v1'

Optional explicit Coverage Cat API version selector. Omit the header to use the current stable version.

Idempotency-Keystring

Optional idempotency key for consumer or operator write requests. Coverage Cat replays the cached successful response for the same subject, path, and key for 24 hours, and rejects a changed payload under the same key.

Request body

antique_vehiclesinteger
at_fault_accidentsinteger
auto_countinteger
drivers_over_70integer
drivers_under_22integer
jet_skisinteger
large_watercraftinteger
motorcyclesinteger
moving_violationsinteger
property_countinteger
zipstring required

Response

Calculator result.

CalculatorResponse required

Read-only calculator response. Shape varies by calculator.

Changes

No recorded changes to this operation across all 1 revision of this API.