Estimate homeowners insurance cost from ZIP, square footage, and risk factors.

Returns a read-only California homeowners premium range plus ZIP risk context and available risk-factor metadata for the supplied property profile. Use this for directional planning, not binding quote decisions.

post/api/agent/calculators/home

Request

  • Base URL: https://api.coveragecat.com
  • URL: https://api.coveragecat.com/api/agent/calculators/home
  • Auth: HTTP bearer

Headers

Coverage-Cat-API-Version'v1'

Optional explicit Coverage Cat API version selector. Omit the header to use the current stable version.

Idempotency-Keystring

Optional idempotency key for consumer or operator write requests. Coverage Cat replays the cached successful response for the same subject, path, and key for 24 hours, and rejects a changed payload under the same key.

Request body

home_sqftinteger required
risk_factorsstring[]

Optional risk factor IDs returned by available_risk_factors.

zipstring required

Response

Calculator result.

CalculatorResponse required

Read-only calculator response. Shape varies by calculator.

Changes

No recorded changes to this operation across all 1 revision of this API.