GENIUS Act
stablecoin
reserve composition
PPSI
payment stablecoin
Fed deposit
T-bill
UST
OCC
FDIC
compliance
regulatory
AP2 export

GENIUS Act Reserve Composition Optimizer

Validates and optimises payment stablecoin reserve composition against GENIUS Act (enacted Jul 2025, effective Jan 2027) requirements. Checks 1:1 backing, UST maturity caps (≤93 days), Fed deposit allocation, asset segregation, and monthly disclosure obligations. Outputs AP2 compliance mandate.

Tool URL: https://ainumbers.co/tools/328-genius-act-reserve-optimizer.html AP2/Policy Mandate export: yes

post/v1/tools/genius_act_reserve_optimizer

Request

  • Base URL: https://ainumbers.co
  • URL: https://ainumbers.co/v1/tools/genius_act_reserve_optimizer
  • Auth: none declared

Request body

issuer_typestring required
outstanding_usdnumber required
reservesobject required

Response

Successful tool execution result

compliance_score_pctnumber
backing_rationumber
ust_maturity_compliantboolean
gapsstring[]
verdictstring

Changes

No recorded changes to this operation across all 1 revision of this API.