GENIUS Act
stablecoin
PPSI
OCC
FDIC
Federal Reserve
state charter
foreign issuer
licensing
payment stablecoin
2027

GENIUS Act Payment Stablecoin Issuer Classification & Licensing Mapper

Classifies a payment stablecoin issuer under the GENIUS Act framework (enacted July 18, 2025; effective January 18, 2027) and maps the applicable federal or state licensing pathway. Covers federally-chartered banks, state-licensed entities, insured depository institutions, and the $10B threshold for mandatory federal oversight.

Tool URL: https://ainumbers.co/tools/336-genius-act-issuer-classification-mapper.html AP2/Policy Mandate export: yes

post/v1/tools/classify_genius_act_issuer

Request

  • Base URL: https://ainumbers.co
  • URL: https://ainumbers.co/v1/tools/classify_genius_act_issuer
  • Auth: none declared

Request body

entity_type'national_bank' | 'federal_savings' | 'state_bank_fed' | 'state_bank_fdic' | 'federal_credit_union' | 'state_credit_union' | 'money_transmitter' | 'new_entrant' | 'fbo' | 'foreign_nonbank' required

Charter/entity type of the issuer

outstanding_usdnumber required

Outstanding payment stablecoins in USD

total_assets_usdnumber

Total consolidated assets in USD

already_regulatedstring

Already supervised by federal banking regulator: yes | no

Response

Successful tool execution result

pathway_class'federal' | 'state' | 'foreign'

Determined PPSI licensing pathway

primary_regulatorstring

Primary federal or state regulator

license_typestring

Applicable PPSI license category

exceeds_10b_thresholdboolean

Whether outstanding stablecoins exceed $10B mandatory federal oversight threshold

ppsi_checklistobject[]

PPSI qualification requirement checks

timeline_milestonesobject[]

Licensing timeline milestones

Changes

No recorded changes to this operation across all 1 revision of this API.