FCA
BNPL
DPC
PS26/1
TPR
authorisation
CCA
July 2026
UK

FCA DPC Scope & Authorisation Classifier

Determines whether a BNPL/DPC lender falls within the FCA regulatory perimeter under PS26/1 (effective 15 July 2026), TPR eligibility, and which authorisation pathway applies.

Tool URL: https://ainumbers.co/tools/329-fca-dpc-scope-classifier.html AP2/Policy Mandate export: yes

post/v1/tools/fca_dpc_scope_classifier

Request

  • Base URL: https://ainumbers.co
  • URL: https://ainumbers.co/v1/tools/fca_dpc_scope_classifier
  • Auth: none declared

Request body

lender_typestring required

Type of lender entity

repayment_instalmentsstring required

Number of instalments

repayment_monthsstring required

Repayment term in months

interest_chargedstring required

Whether interest or charges apply

current_authstring

Current FCA authorisation status

Response

Successful tool execution result

object required

Changes

No recorded changes to this operation across all 1 revision of this API.