FCA
BNPL
DPC
CONC 5A
creditworthiness
affordability
PS26/1
Consumer Duty
UK
July 2026

FCA DPC Creditworthiness & Affordability Assessment Framework Builder

Builds a proportionate creditworthiness and affordability assessment protocol for DPC lenders per FCA PS26/1 and CONC 5A. Generates a documented framework with data field requirements, soft/hard check thresholds, escalation protocol, and Consumer Duty mapping.

Tool URL: https://ainumbers.co/tools/330-fca-dpc-creditworthiness-assessment-builder.html AP2/Policy Mandate export: yes

post/v1/tools/build_fca_dpc_creditworthiness

Request

  • Base URL: https://ainumbers.co
  • URL: https://ainumbers.co/v1/tools/build_fca_dpc_creditworthiness
  • Auth: none declared

Request body

object required

Response

Successful tool execution result

object required

Changes

No recorded changes to this operation across all 1 revision of this API.