Three concrete next steps from the real account state

Looks at this user's actual state — connections, active accounts, pending approvals, the last ten calls and the remaining quota — and returns three concrete next steps, each with the tool to call and what it costs. Free; reads Adako's own database only. Use when: the user asks what to do next, has just connected an account, seems stuck, or you have finished a task and want to offer a sensible follow-up. When not to use: the user has already said what they want — just do that. Returns three ranked steps with the reason each one is next. Deterministic: the same state always gives the same advice, and it never invents work that the account state does not support.