Lending

Refinance analysis: new payment, monthly savings, months to break even on closing costs, and lifetime interest saved.

Refinance analysis: new payment, monthly savings, months to break even on closing costs, and lifetime interest saved.

Payment: x402 ($0.05 USDC on eip155:8453). Call unpaid to receive an HTTP 402 with requirements, then retry with the PAYMENT-SIGNATURE header. Method: compare amortized payments at old vs new rate/term; breakEven = ceil(closingCosts / monthlySavings)

post/v1/lending/refinance

Request

  • Base URL: (relative, and it does not resolve against the document’s source URL)
  • URL: /v1/lending/refinance
  • Auth: none declared

Request body

currentBalancenumber required
currentAprnumber required
currentRemainingMonthsnumber required
newAprnumber required
newTermMonthsnumber
closingCostsnumber

Response

Verified result + provenance (formula, sources, reproducible SHA-256 hash).

Changes

No recorded changes to this operation across all 1 revision of this API.