Lending

Full monthly mortgage payment (PITI): principal & interest, property tax, insurance, PMI (auto when LTV > 80%), and HOA.

Full monthly mortgage payment (PITI): principal & interest, property tax, insurance, PMI (auto when LTV > 80%), and HOA.

Payment: x402 ($0.05 USDC on eip155:8453). Call unpaid to receive an HTTP 402 with requirements, then retry with the PAYMENT-SIGNATURE header. Method: loan = price − down; P&I amortized; tax = price·rate/1200; PMI applied when loan/price > 80%

post/v1/lending/mortgage-payment

Request

  • Base URL: (relative, and it does not resolve against the document’s source URL)
  • URL: /v1/lending/mortgage-payment
  • Auth: none declared

Request body

homePricenumber required
downPaymentnumber
aprnumber required
termMonthsnumber
propertyTaxPctnumber
annualInsurancenumber
pmiRatePctnumber
monthlyHOAnumber

Response

Verified result + provenance (formula, sources, reproducible SHA-256 hash).

Changes

No recorded changes to this operation across all 1 revision of this API.