Lending

True APR (Reg Z / TILA) from the note rate plus financed fees — the real cost of borrowing.

True APR (Reg Z / TILA) from the note rate plus financed fees — the real cost of borrowing.

Payment: x402 ($0.05 USDC on eip155:8453). Call unpaid to receive an HTTP 402 with requirements, then retry with the PAYMENT-SIGNATURE header. Method: payment on the note; solve monthly i where amountFinanced = payment·(1−(1+i)⁻ⁿ)/i; APR = i·12

post/v1/lending/apr

Request

  • Base URL: (relative, and it does not resolve against the document’s source URL)
  • URL: /v1/lending/apr
  • Auth: none declared

Request body

loanAmountnumber required
noteRatePctnumber required
feesFinancednumber
termMonthsnumber required

Response

Verified result + provenance (formula, sources, reproducible SHA-256 hash).

Changes

No recorded changes to this operation across all 1 revision of this API.