Finance

RRSP Calculator

New 2026 RRSP room is 18% of 2025 earned income, up to $33,810. See your room, the tax refund a contribution earns in your province and growth to retirement.

get/api/calc/rrsp-calculator

Request

  • Base URL: https://calcbright.com
  • URL: https://calcbright.com/api/calc/rrsp-calculator
  • Auth: none declared

Query parameters

region'CA-AB' | 'CA-BC' | 'CA-MB' | 'CA-NB' | 'CA-NL' | 'CA-NS' | 'CA-NT' | 'CA-NU' | 'CA-ON' | 'CA-PE' | 'CA-QC' | 'CA-SK' | 'CA-YT'

Province / territory

incomenumber

Taxable income 2026 Used to work out your tax refund.

earnednumber

Earned income 2025 Last year’s earned income sets this year’s new room (18%).

contributionnumber

RRSP contribution

balancenumber

Current RRSP balance

ratenumber

Expected annual return (%)

agenumber

Current age (years)

retireAgenumber

Retirement age (years) RRSPs must be converted by the end of the year you turn 71.

unusednumber

Unused room carried forward From your CRA notice of assessment.

panumber

Pension adjustment (PA) Box 52 of last year’s T4, if you have a workplace pension.

Response

Calculation result

okboolean
toolstring
namestring
urlstring

Open this link to see the full calculation

inputsobject
summarystring

Plain-text answer

detailsstring
resultobject
errorsobject

Changes

No recorded changes to this operation across all 1 revision of this API.