Finance

Roth IRA Calculator

Check the 2026 Roth IRA limit ($7,500, or $8,600 at 50+) and the income phase-out for your MAGI, then project your tax-free balance against a taxable account.

get/api/calc/roth-ira-calculator

Request

  • Base URL: https://calcbright.com
  • URL: https://calcbright.com/api/calc/roth-ira-calculator
  • Auth: none declared

Query parameters

agenumber

Current age (years)

retireAgenumber

Retirement age (years)

balancenumber

Current Roth IRA balance

contributionnumber

Annual contribution 2026 limit: $7,500, or $8,600 at 50+.

maginumber

Modified AGI (MAGI)

filing'single' | 'married' | 'hoh' | 'mfs'

Filing status

ratenumber

Expected annual return (%)

taxRatenumber

Tax on gains in a taxable account (%) Applied to growth each year – e.g. 15% long-term capital-gains rate.

Response

Calculation result

okboolean
toolstring
namestring
urlstring

Open this link to see the full calculation

inputsobject
summarystring

Plain-text answer

detailsstring
resultobject
errorsobject

Changes

No recorded changes to this operation across all 1 revision of this API.