Finance

FHA Loan Calculator

FHA payments at 3.5% down include a 1.75% upfront MIP plus 0.50–0.55% a year. See the full monthly cost with tax and insurance beside a conventional loan.

get/api/calc/fha-loan-calculator

Request

  • Base URL: https://calcbright.com
  • URL: https://calcbright.com/api/calc/fha-loan-calculator
  • Auth: none declared

Query parameters

pricenumber

Home price

downnumber

Down payment (%)

credit'580' | '500'

Credit score

ratenumber

FHA interest rate (%)

term'30' | '25' | '20' | '15'

Loan term

taxnumber

Property tax (/ year)

insurancenumber

Homeowners insurance (/ year)

hoanumber

HOA fees (/ month)

convRatenumber

Conventional interest rate (%)

pmiRatenumber

Conventional PMI rate (% / year) Typically 0.3%–1.5% depending on credit score; drops off at 78% loan-to-value.

Response

Calculation result

okboolean
toolstring
namestring
urlstring

Open this link to see the full calculation

inputsobject
summarystring

Plain-text answer

detailsstring
resultobject
errorsobject

Changes

No recorded changes to this operation across all 1 revision of this API.