VoP
verification of payee
SCT Inst
instant payments
IPR
EPC
name matching
close match
IBAN
SEPA
APP fraud

Verification of Payee (VoP) Readiness & Match-Outcome Simulator

Deterministic VoP name-matching simulator returning the four EPC outcomes (Match / Close Match / No Match / Verification Not Possible) with tunable thresholds, deterministic normalisation (diacritics, legal-form suffixes, token order) and Levenshtein scoring, plus a PSP readiness scorer against the EPC VoP Scheme Rulebook (in force 2025-10-05) and Instant Payments Regulation (EU) 2024/886. Matching algorithm is illustrative — the Rulebook leaves algorithm choice to each responding PSP.

Tool URL: https://ainumbers.co/tools/289-verification-of-payee-simulator.html AP2/Policy Mandate export: yes

post/v1/tools/simulate_vop_match_outcome

Request

  • Base URL: https://ainumbers.co
  • URL: https://ainumbers.co/v1/tools/simulate_vop_match_outcome
  • Auth: none declared

Request body

payee_namestring required
registered_namestring required
ibanstring
entity_typestring
match_thresholdnumber
close_thresholdnumber

Response

Successful tool execution result

outcome'MATCH' | 'CLOSE MATCH' | 'NO MATCH' | 'VERIFICATION NOT POSSIBLE'
similaritynumber
readiness_scorenumber
rag_status'GREEN' | 'AMBER' | 'RED'

Changes

No recorded changes to this operation across all 1 revision of this API.