Reg BI Best-Interest Checker

Assess a securities recommendation against SEC Regulation Best Interest's four component obligations (Disclosure, Care, Conflict of Interest, Compliance). Returns per-obligation PASS/GAP determination, overall best-interest verdict, and ordered remediation list. Deterministic. US broker-dealer scope. 2026 FINRA enforcement priority.

Tool URL: https://ainumbers.co/tools/463-reg-bi-best-interest-checker.html AP2/Policy Mandate export: yes

post/v1/tools/reg_bi_best_interest_checker

Request

Base URL: https://ainumbers.co
URL: https://ainumbers.co/v1/tools/reg_bi_best_interest_checker
Auth: none declared

Request body

recommendation_type'security_transaction' | 'investment_strategy' | 'account_type' | 'rollover' | 'margin' required

Type of recommendation being assessed

retail_customerboolean required

True if the recommendation is made to a retail customer (required for Reg BI scope)

reasonably_available_alternatives_consideredinteger

Number of reasonably available alternatives considered before making the recommendation

total_cost_bpsnumber

Total cost to the retail customer in basis points

lower_cost_alternative_existsboolean

True if a lower-cost alternative was identified in the considered set

conflicts_disclosedboolean

True if material conflicts of interest were disclosed in writing

conflicts_mitigatedboolean

True if conflicts of interest were mitigated or eliminated through written policies

form_crs_deliveredboolean

True if Form CRS was delivered to the retail customer at or before the recommendation

rationale_documentedboolean

True if the recommendation rationale (basis for best interest) was documented

compliance_program_in_placeboolean

True if a written compliance program reasonably designed to achieve Reg BI compliance is in place

Response

Successful tool execution result

verdict'BEST_INTEREST_MET' | 'ATTENTION' | 'NOT_MET' | 'OUT_OF_SCOPE'

verdict_labelstring

remediationstring[]

Changes

No recorded changes to this operation across all 1 revision of this API.