T257 · PSR APP Fraud Reimbursement Workflow Builder — AINumbers.co

Step-by-step UK PSR mandatory APP fraud reimbursement claim assessment workflow. £85,000 cap, gross negligence checklist, 50/50 PSP split, 5-business-day clock. claims Policy Mandate JSON. Client-side. Works offline. Zero PII.

Tool URL: https://ainumbers.co/tools/257-psr-reimbursement-workflow-builder.html AP2/Policy Mandate export: yes

post/v1/tools/psr_reimbursement_workflow_builder

Request

Base URL: https://ainumbers.co
URL: https://ainumbers.co/v1/tools/psr_reimbursement_workflow_builder
Auth: none declared

Request body

claim_amount_gbpnumber required

Total amount claimed by the consumer as APP fraud loss (£GBP)

APP fraud / scam typology

consumer_vulnerability'no' | 'yes' | 'potential' required

Consumer vulnerability status — confirmed vulnerable consumers receive zero excess and enhanced care

account_type'personal' | 'business' | 'charity'

sending_psp_type'bank' | 'building_society' | 'emi' | 'payment_institution'

excess_configured_gbpnumber

PSP-configured excess amount (£0–£100 maximum per PSR Specific Direction 18)

receiving_psp_identifiedboolean

Whether the receiving PSP has been identified via FPS transaction records

Response

Successful tool execution result

decision'reimburse-full' | 'reimburse-excess' | 'refer' | 'reject' required

Claim outcome decision

consumer_reimbursement_gbpnumber required

Amount to credit to consumer account

sending_psp_liability_gbpnumber required

Sending PSP net liability (50% of reimbursable)

receiving_psp_recovery_gbpnumber

Amount recoverable from receiving PSP (50% of reimbursable)

psr_cap_appliedboolean

excess_applied_gbpnumber

settlement_deadline_business_daysinteger

playbook_stepsstring[]

agent_instructionsstring[]

ap2_mandateobject required

Changes

No recorded changes to this operation across all 1 revision of this API.