Open Finance Credit Signal Mapper · T243 · Cat-20

Model how CFPB 1033 / PSD3 open banking data improves SME underwriting. Credit signal quality assessment, underwriting improvement estimate, Policy Mandate JSON export. Modelling tool — no real data processed. Client-side. Works offline. Zero PII.

Tool URL: https://ainumbers.co/tools/243-open-finance-credit-signal-mapper.html AP2/Policy Mandate export: yes

post/v1/tools/open_finance_credit_signal_mapper

Request

  • Base URL: https://ainumbers.co
  • URL: https://ainumbers.co/v1/tools/open_finance_credit_signal_mapper
  • Auth: none declared

Request body

jurisdiction'uk' | 'us' | 'eu' | 'au' required

Regulatory jurisdiction

currentApproach'trad' | 'supplemented' | 'hybrid' | 'advanced' required

Current underwriting approach

dataMonths3 | 6 | 12 | 24 required

Months of historical transaction data available

smeSector'retail' | 'services' | 'manufacturing' | 'hospitality' | 'construction' required
selectedSignalIdsstring[] required

Response

Successful tool execution result

signalScorenumber
tier'High Quality' | 'Moderate Quality' | 'Limited Quality' | 'Low Quality'
accuracyImpPctnumber

Estimated credit decision accuracy improvement %

fpReductionPctnumber

Estimated false positive reduction %

complianceScorenumber
regulatoryStatusstring
signalResultsobject[]

Changes

No recorded changes to this operation across all 1 revision of this API.