embedded-insurance
insurtech
loss-ratio
GWP
combined-ratio
IDD
FCA
BNPL
pricing-model
breakeven
reinsurance
Zero-PII

Embedded Insurance Pricing Modeller

Model pricing, loss ratios, and unit economics for embedded insurance products distributed through non-insurance platforms (BNPL, e-commerce, mobility, fintech). Calculates gross written premium, expected loss ratio, expense ratio, combined ratio, and breakeven metrics. Client-side. Works offline. Zero PII.

Tool URL: https://ainumbers.co/tools/446-embedded-insurance-pricing-modeller.html

post/v1/tools/model_embedded_insurance_pricing

Request

  • Base URL: https://ainumbers.co
  • URL: https://ainumbers.co/v1/tools/model_embedded_insurance_pricing
  • Auth: none declared

Request body

itemValuenumber required
premiumPctnumber required
attachRatenumber required
monthlyTxinteger required
lossRationumber required
commissionPctnumber required
opexPctnumber required
reinsCedednumber
jurisdictionstring
distChannelstring

Response

Successful tool execution result

annualGWPnumber
combinedRationumber
uwProfitnumber
breakevenLRnumber

Changes

No recorded changes to this operation across all 1 revision of this API.