T255 · FedNow Participation Readiness Scorer — AINumbers.co

Score institution readiness against 47 FedNow technical and operational participation requirements across 6 domains. Outputs gap checklist, implementation roadmap, and Policy Mandate JSON. Client-side. Works offline. Zero PII.

Tool URL: https://ainumbers.co/tools/255-fednow-participation-readiness-scorer.html AP2/Policy Mandate export: yes

post/v1/tools/fednow_participation_readiness_scorer

Request

  • Base URL: https://ainumbers.co
  • URL: https://ainumbers.co/v1/tools/fednow_participation_readiness_scorer
  • Auth: none declared

Request body

institution_type'community-bank' | 'credit-union' | 'regional-bank' | 'large-bank' | 'non-bank-psp' | 'core-vendor' required

Type of financial institution seeking FedNow participation

core_banking_system'jack-henry' | 'fis' | 'fiserv' | 'temenos' | 'thought-machine' | 'ncr' | 'inhouse' | 'other'

Core banking platform — used to contextualise integration complexity

connectivity_type'fedline-direct' | 'fedline-command' | 'fedline-web' | 'passthrough' | 'tbd'

Planned FedNow connectivity method

item_statusesobject required

Map of requirement IDs to completion status. Keys: cbc1–cbc8, iso1–iso8, fraud1–fraud8, liq1–liq8, dispute1–dispute7, sla1–sla8.

Response

Successful tool execution result

overall_readiness_pctnumber required

Weighted readiness score as a percentage of 47 requirements

readiness_tier'Ready to Launch' | 'Near Ready' | 'In Progress' | 'Early Stage' | 'Pre-Planning' required
gap_count_totalinteger required

Total number of incomplete requirements

gaps_not_startedinteger

Requirements with status 'no'

gaps_partialinteger

Requirements with status 'partial'

top_open_gap_idsstring[]

IDs of up to 8 most critical open gaps

agent_instructionsstring[] required

Ordered remediation actions for an agent or programme manager

ap2_mandateobject required

Full Mandato de Política mandate object — ap2_version 1.0, mandate_type payment_policy

Changes

No recorded changes to this operation across all 1 revision of this API.