FATF
AML
KYC
CDD
EDD
customer risk
risk-based approach
KYA
compliance

FATF Customer Risk Rating

Score a customer across 6 FATF Recommendation 10/12 risk dimensions (entity type, geography, product/service, channel, PEP/sanctions exposure, transaction pattern) to derive a composite AML risk tier and required CDD level. Outputs per-dimension breakdown and Policy Mandate JSON.

Tool URL: https://ainumbers.co/tools/477-fatf-customer-risk-rating.html AP2/Policy Mandate export: yes

post/v1/tools/fatf_customer_risk_rating

Request

  • Base URL: https://ainumbers.co
  • URL: https://ainumbers.co/v1/tools/fatf_customer_risk_rating
  • Auth: none declared

Request body

entity_type'individual_standard' | 'corporate_standard' | 'corporate_complex' | 'charity_npo' | 'pep_domestic' | 'pep_foreign' required

Customer/entity type

geography'low_risk' | 'standard' | 'fatf_grey' | 'sanctions' | 'tax_haven' required

Jurisdiction risk level

product_service'standard_deposit' | 'internet_banking' | 'cash_intensive' | 'crypto_dlt' | 'private_banking' | 'trade_finance' | 'correspondent' required

Product or service category

channel'face_to_face' | 'non_face_verified' | 'digital_biometric' | 'agent_intermediary' | 'correspondent_nested' | 'anonymous' required

Onboarding/delivery channel

pep_sanctions'none' | 'distant_link' | 'close_associate' | 'domestic_pep' | 'foreign_pep_or_sanctions' required

PEP and sanctions exposure level

transaction_pattern'low_velocity' | 'moderate' | 'elevated_cross_border' | 'high_velocity_structuring' | 'red_flag' required

Observed or expected transaction risk pattern

w_entitynumber

Weight for entity dimension (default 1)

w_geonumber

Weight for geography dimension (default 1)

w_productnumber

Weight for product dimension (default 1)

w_channelnumber

Weight for channel dimension (default 1)

w_pepnumber

Weight for PEP/sanctions dimension (default 1)

w_txnnumber

Weight for transaction pattern dimension (default 1)

Response

Successful tool execution result

composite_scorenumber
risk_tier'Low' | 'Medium' | 'High' | 'Prohibited'
cdd_levelstring
ap2_mandateobject

Changes

No recorded changes to this operation across all 1 revision of this API.