Roth
IRA
401k
conversion
tax planning
retirement
personal finance

Roth vs. Traditional Conversion Estimator

Models the tax impact and long-term benefit of converting traditional IRA/401k to Roth. Outputs breakeven age, bracket analysis, net lifetime advantage. Zero PII. Client-side. Works offline.

Tool URL: https://ainumbers.co/tools/169-roth-traditional-conversion-estimator.html AP2/Policy Mandate export: yes

post/v1/tools/estimate_roth_conversion

Request

  • Base URL: https://ainumbers.co
  • URL: https://ainumbers.co/v1/tools/estimate_roth_conversion
  • Auth: none declared

Request body

current_agenumber required
retirement_agenumber required
conversion_amountnumber required
current_tax_rate_pctnumber required
expected_retirement_tax_rate_pctnumber required
expected_return_pctnumber required
state_tax_rate_pctnumber

Response

Successful tool execution result

tax_cost_nownumber
roth_balance_at_retirementnumber
traditional_after_tax_at_retirementnumber
net_advantage_rothnumber
breakeven_agenumber nullable
verdict'Favor Roth' | 'Favor Traditional' | 'Borderline'

Changes

No recorded changes to this operation across all 1 revision of this API.