Credit Policy Decision Table Builder · RBE·09

Browser-based credit underwriting policy authoring tool. Build decision tables (FICO × DTI × LTV → Approve/Decline/Refer), detect coverage gaps, simulate applicant profiles, generate Reg B adverse action reasons, run Champion-Challenger policy comparison, and export Policy Mandate JSON + policy document (a deterministic decision table, outside SR 26-2's definition of "model"; SR 11-7 superseded 2026-04-17 by SR 26-2). Zero PII. Client-side. Works offline.

Tool URL: https://ainumbers.co/tools/rbe-09-credit-policy-decision-table.html AP2/Policy Mandate export: yes

post/v1/tools/credit_policy_decision_table

Request

  • Base URL: https://ainumbers.co
  • URL: https://ainumbers.co/v1/tools/credit_policy_decision_table
  • Auth: none declared

Request body

policy_namestring required
versionstring
effective_datestring date
review_cycle'Quarterly' | 'Semi-annual' | 'Annual'
product_type'Personal Loan' | 'Auto Loan' | 'Mortgage' | 'Credit Card' | 'BNPL' | 'Business Credit' required
jurisdiction'US' | 'UK' | 'EU' | 'Global' required
approval_authoritystring

Role label — not a personal name

author_rolestring

Role label — not a personal name

primary_axis'fico' | 'dti' | 'ltv' | 'income'
secondary_axis'fico' | 'dti' | 'ltv' | 'income'
champion_challenger_enabledboolean

Response

Successful tool execution result

champion_challenger_comparisonobject
ap2_mandateobject

Changes

No recorded changes to this operation across all 1 revision of this API.