mortgage-servicing
respa-regx
force-placed-insurance
notice-sequence
mcp:check_force_placed_notice

Force-Placed Insurance Notice Checker

Checks a lender-placed insurance event against the 12 CFR 1024.37 notice sequence: the 45-day advance first notice with its prescribed content set, the reminder notice at least 15 days before the charge and at least 30 days after the first notice, the no-evidence precondition, the 15-day cancel-and-refund clock with pro-rata overlapping-coverage refund, and a values-only premium benchmark against the borrower alternative quote. Never labels a premium reasonable; missing values are refused.

Tool URL: https://ainumbers.co/chaingraph/art-734-force-placed-insurance-checker.html AP2/Policy Mandate export: yes

post/v1/tools/check_force_placed_notice

Request

  • Base URL: https://ainumbers.co
  • URL: https://ainumbers.co/v1/tools/check_force_placed_notice
  • Auth: none declared

Request body

first_notice_datestring required
reminder_notice_datestring required
charge_datestring required
charged_premium_amountnumber required
charge_coverage_startstring required
charge_coverage_endstring required
alternative_quote_amountnumber
evidence_of_continuous_coverage_datestring
borrower_coverage_startstring
borrower_coverage_endstring
cancellation_datestring
refund_datestring
refund_amountnumber
notice_mail_classstring

Response

Successful tool execution result

verdictstring
premium_benchmarkobject nullable
refund_evaluationobject nullable
charge_summaryobject
evidenceobject
manual_review_requiredboolean

Changes

No recorded changes to this operation across all 1 revision of this API.