3DS
EMV
SCA
PSD2
PSD3
frictionless
challenge
TRA
liability shift
FCA
AP2

3DS 2.x / EMV 3D Secure Compliance Checker

Assesses 3DS 2.x authentication implementations against PSD2 SCA requirements, draft PSD3, and FCA UK SCA rules. Evaluates frictionless vs. challenge flow eligibility, SCA exemption applicability (TRA, low-value, trusted beneficiary, recurring), liability shift status, and soft decline handling.

Tool URL: https://ainumbers.co/tools/228-3ds-emv-compliance-checker.html AP2/Policy Mandate export: yes

post/v1/tools/check_3ds_sca_compliance

Request

  • Base URL: https://ainumbers.co
  • URL: https://ainumbers.co/v1/tools/check_3ds_sca_compliance
  • Auth: none declared

Request body

jurisdictionstring required
amount_eurnumber required
tds_versionstring required
exemption_typestring
tra_fraud_ratestring

Response

Successful tool execution result

compliance_status'compliant' | 'issues_found'
flow_decisionstring
findingsobject[]
exemption_detailsobject
ap2_mandateobject

Changes

No recorded changes to this operation across all 1 revision of this API.