ccd2
consumer-credit
eu
bnpl
creditworthiness
article-18
secci
regulation

CCD2 Creditworthiness Assessment Builder

Build an Article 18 creditworthiness assessment framework under CCD2 (Directive (EU) 2023/2225). Validates forward-looking, verified-data requirements and proportionality. Flags reliance on behavioural-only signals (non-compliant). Cross-links EU AI Act cluster for automated-decision fairness. EU regime — distinct from UK FCA T330.

Tool URL: https://ainumbers.co/tools/482-ccd2-creditworthiness-assessment-builder.html AP2/Policy Mandate export: yes

post/v1/tools/ccd2_creditworthiness_assessment_builder

Request

  • Base URL: https://ainumbers.co
  • URL: https://ainumbers.co/v1/tools/ccd2_creditworthiness_assessment_builder
  • Auth: none declared

Request body

amount_eurnumber required
product_typestring
income_verifiedboolean
expenses_verifiedboolean
existing_debts_checkedboolean
database_consultedboolean
automated_onlyboolean

Response

Successful tool execution result

assessment_verdictstring
data_sufficiencyboolean

Changes

No recorded changes to this operation across all 1 revision of this API.