NAIC
RBC
risk-based-capital
ACL
authorized-control-level
P&C
property-casualty
insurance-regulation
Model-Act-312
covariance
solvency
Zero-PII

NAIC Risk-Based Capital (RBC) Ratio Calculator

Calculate a simplified NAIC Risk-Based Capital (RBC) ratio for a US property/casualty insurer using standard formula components R0–R5, the covariance square-root aggregation, Authorized Control Level RBC, and the four NAIC action level thresholds (CAL/RAL/ACL/MCL). Simplified standard formula — indicative. Client-side. Works offline. Zero PII.

Tool URL: https://ainumbers.co/tools/457-naic-rbc-calculator.html AP2/Policy Mandate export: yes

post/v1/tools/calculate_naic_rbc_ratio

Request

  • Base URL: https://ainumbers.co
  • URL: https://ainumbers.co/v1/tools/calculate_naic_rbc_ratio
  • Auth: none declared

Request body

surplusnumber required
admittedDebtnumber required
capAdjnumber
r0Basenumber
r1Basenumber required
r1Ratenumber required
r2Basenumber
r3Basenumber
r3Ratenumber
r4Basenumber required
r5Basenumber required
lineSelectstring required

Response

Successful tool execution result

rbc_ratio_pctnumber

RBC ratio (%)

authorized_control_level_rbcnumber

Authorized Control Level RBC (USD M)

rbc_after_covariancenumber

RBC after covariance adjustment (USD M)

rbc_before_covariancenumber

Sum of R0–R5 charges before covariance (USD M)

total_adjusted_capitalnumber

Total Adjusted Capital (USD M)

action_level'NONE' | 'CAL' | 'RAL' | 'ACL' | 'MCL'

Changes

No recorded changes to this operation across all 1 revision of this API.