nacha
ach
fraud monitoring
phase 2
credit entry
odfi
rdfi
originator
tpsp
tps
compliance
2026

ACH Fraud Monitoring Procedure Builder

Nacha Phase 2 (effective 2026-06-22): generates role-specific credit-entry fraud monitoring procedures, risk-based tiering worksheet, and annual-review schedule for Originators, TPSPs, TPSs, ODFIs, and RDFIs. Policy Mandate export. Zero PII.

Tool URL: https://ainumbers.co/tools/492-ach-fraud-monitoring-procedure-builder.html AP2/Policy Mandate export: yes

post/v1/tools/build_ach_fraud_monitoring_procedures

Request

  • Base URL: https://ainumbers.co
  • URL: https://ainumbers.co/v1/tools/build_ach_fraud_monitoring_procedures
  • Auth: none declared

Request body

volume_tierstring

Annual credit entry volume tier: low, mid, high

annual_credit_volumenumber

Annual credit entry dollar volume

risk_appetitestring

Risk appetite: conservative, moderate, aggressive

Response

Successful tool execution result

risk_tierstring
review_scheduleobject

Changes

No recorded changes to this operation across all 1 revision of this API.