APP
scam
push-payment
PSR
CoP
pre-payment
typology
zero-pii

APP Scam Pre-Payment Risk Assessor

APP scam risk scoring and typology classification at the point of payment initiation. Scoped to pre-payment detection only — PSR liability split and reimbursement eligibility use T257 (Cat-21). PSR PS23/3 · UK FPS CoP v3.0 · EU Regulation 2024/886. Client-side. Works offline. Zero PII.

Tool URL: https://ainumbers.co/tools/322-app-scam-risk-assessor.html AP2/Policy Mandate export: yes

post/v1/tools/assess_app_scam_pre_payment_risk

Request

  • Base URL: https://ainumbers.co
  • URL: https://ainumbers.co/v1/tools/assess_app_scam_pre_payment_risk
  • Auth: none declared

Request body

beneficiary_account_age_daysinteger required
first_time_payeeboolean required
payment_purpose_categorystring required
instruction_channelstring required
time_pressure_flagboolean required
amount_vs_sender_median_pctinteger required
beneficiary_account_patternstring required

Response

Successful tool execution result

scoreinteger
tier'low' | 'moderate' | 'high' | 'block'
tierLabelstring
topTypologystring
frictionobject

Changes

No recorded changes to this operation across all 1 revision of this API.