Education

FAFSA Student Aid Index (SAI) + financial need

Estimates the FAFSA Student Aid Index (the figure that replaced the EFC for 2024-25+) under the Federal Need Analysis Methodology, Formula A (dependent students), and the resulting financial need. SAI = parents' contribution (income less allowances, plus 12% of net worth, run through the progressive AAI schedule) + the student's contribution from income (50%) and assets (20%). Uses the 2026-27 ED tables (income-protection allowance, business/farm adjustment, AAI schedule). With cost_of_attendance it returns need = COA − SAI. Deterministic; an estimate, not an official determination.

post/v1/education/aid-estimate

Request

  • Base URL: https://api.numeratica.com
  • URL: https://api.numeratica.com/v1/education/aid-estimate
  • Auth: one of:
    • HTTP bearer
    • API key in header X-API-Key

Request body

award_year2026

2026 for the 2026-27 award year (default).

family_sizeinteger required

Parents' household size (including the student).

parent_aginumber required
parent_untaxed_incomenumber

Untaxed additions (IRA/pension distributions, tax-exempt interest, …).

parent_income_tax_paidnumber required

U.S. income tax paid.

parent_earned_incomenumber required

Parent 1 income earned from work.

parent2_earned_incomenumber

Parent 2 income earned from work (0 if single/non-working).

parent_filing_status'single' | 'mfj' | 'mfs' | 'hoh' | 'qss'
single_parentboolean

Affects the employment-expense allowance.

parent_cash_savingsnumber
parent_investments_netnumber

Net worth of investments (excludes the primary residence).

parent_business_farm_worthnumber

Net worth of businesses/farms (Table A3 adjusts it).

student_aginumber
student_untaxed_incomenumber
student_income_tax_paidnumber
student_earned_incomenumber
student_assetsnumber
cost_of_attendancenumber

When > 0, yields financial need (COA − SAI).

Response

The SAI and financial-need estimate

result_idstring
engine_versionstring
disclaimerstring

Example response

{
  "result_id": "sai_1a2b3c4d5e6f7a8b",
  "engine_version": "sai-1.0.0"
}

Changes

No recorded changes to this operation across all 1 revision of this API.