Education

Size a 529 / college-savings goal (tuition-inflated)

Projects the future cost of college using a tuition-specific inflation rate (tuition historically outpaces CPI), computes the savings needed by the time college starts, and solves for the periodic contribution required from today — the goal-funding math for the accumulate-then-draw-down shape of an education goal. Deterministic.

post/v1/college-savings

Request

  • Base URL: https://api.numeratica.com
  • URL: https://api.numeratica.com/v1/college-savings
  • Auth: one of:
    • HTTP bearer
    • API key in header X-API-Key

Request body

current_child_ageinteger required
college_start_ageinteger
years_in_collegeinteger
annual_cost_todaynumber required

Current annual all-in cost of the target school.

tuition_inflationnumber

Tuition-specific inflation (typically faster than CPI).

current_savingsnumber
expected_returnnumber required

Example request

{
  "current_child_age": 5,
  "annual_cost_today": 30000,
  "expected_return": 0.06
}

Response

Funding analysis

result_idstring
engine_versionstring
disclaimerstring

Example response

{
  "result_id": "col_1a2b3c4d5e6f7a8b",
  "engine_version": "college-savings-1.0.0",
  "inputs": {
    "current_child_age": 5,
    "annual_cost_today": 30000,
    "expected_return": 0.06
  }
}

Changes

No recorded changes to this operation across all 1 revision of this API.